Central Bank RatesPoland policy rate in 2025 (6 changes)
Start of year5.75%
End of year4.00%Dec 31, 2025
Net change-175 bp0 hikes, 6 cuts
Average5.11%
Rank by level18 / 38
Changes in 2025
| Date | From | To | Change |
|---|---|---|---|
| May 8, 2025 | 5.75% | 5.25% | cut -50 bp |
| Jul 3, 2025 | 5.25% | 5.00% | cut -25 bp |
| Sep 4, 2025 | 5.00% | 4.75% | cut -25 bp |
| Oct 9, 2025 | 4.75% | 4.50% | cut -25 bp |
| Nov 6, 2025 | 4.50% | 4.25% | cut -25 bp |
| Dec 4, 2025 | 4.25% | 4.00% | cut -25 bp |
Compared with other areas at the end of 2025
38%
16%
15%
9.25%
7.25%
7%
6.75%
6.5%
6.5%
5.75%
5.25%
4.75%
4.5%
4.5%
4.25%
4.25%
4.25%
4%
4%
4%
4%
3.75%
3.625%
3.6%
3.5%
3.5%
3%
2.75%
2.5%
2.25%
2.25%
2.25%
2%
1.75%
1.6%
1.25%
0.75%
0%
Year-end rate over time
3.75%
4%
5.75%
5.75%
6.75%
1.75%
0.1%
1.5%
1.5%
1.5%
1.5%
1.5%
2%
2.5%
4.25%
4.5%
3.5%
3.5%
5%
5%
4%
4.5%
6.5%
5.25%
6.75%
11.5%
19%
2025: hikes and cuts worldwide →
Daily policy-rate data compiled by the BIS. Not investment advice.